Interactive planning, practical outcomes
We begin by mapping your full financial picture — income, outgoings, assets and goals — then translate that into lender-friendly documentation and a clear plan. I’ll show you realistic borrowing power, lender options, trade-offs and a recommended path (buy, refinance or hold). The result: fewer surprises, faster approvals, and a mortgage you can live with.
Transparent, fee-first advice
Clear explanation of broker fees and lender charges so you know the true cost before you commit.
Fiduciary, outcome-driven
I recommend solutions that are right for you, not the highest-commission option.
Specialist for complex, self-employed & investor files
Deep experience with non-standard incomes, rental portfolios and commercial-residential lending.
How Can Our Team Help You to Reach Your Goals
Learning About You
Schedule a 20–30 minute call. We’ll review your goals, income type (PAYG, contractor, self-employed), deposit and timeline so we can tailor lender matches.
Organized Meeting
We meet (phone/Zoom/in-person) to gather documents and agree the preferred strategy — fixed vs variable, term, repayment type, and any structuring for investors.
Plan Presentation
You’ll receive a clear recommendation showing lender options, projected payments, fees, and the path to approval — including alternatives if your file has complexities.
Implementation
I prepare and submit the application, negotiate terms and follow through with lender underwriting to settlement. You get regular updates and one point of contact the whole way.
