An interactive approach to protecting what matters most
Insurance isn’t a checkbox — it’s part of your plan. We review your mortgage structure, income profile and family or investment goals, then match the right protections (mortgage life, disability, landlord insurance, title and lender requirements) to reduce risk and preserve cashflow. I’ll explain exclusions, waiting periods and renewal traps so your policy actually works when you need it.
Lender-required insurance
We document lender minimums and advise where additional cover prevents claim denials or future pain — especially for non-standard incomes and cross-border purchases.
Mortgage life & critical illness
Simple, well-priced life and CI policies that pay the mortgage on death or severe illness, protecting family equity and preventing forced sales.
Income protection & disability
Replace income if illness or injury stops work — essential for self-employed clients and key to avoiding loan default.
How Can Our Team Help You to Reach Your Goals
Learning About You
Schedule a 20–30 minute call. We’ll review your goals, income type (PAYG, contractor, self-employed), deposit and timeline so we can tailor lender matches.
Organized Meeting
We meet (phone/Zoom/in-person) to gather documents and agree the preferred strategy — fixed vs variable, term, repayment type, and any structuring for investors.
Plan Presentation
You’ll receive a clear recommendation showing lender options, projected payments, fees, and the path to approval — including alternatives if your file has complexities.
Implementation
I prepare and submit the application, negotiate terms and follow through with lender underwriting to settlement. You get regular updates and one point of contact the whole way.
