An interactive planning approach to non-standard finance
Alternative mortgages aren’t “one-size-fits-all.” We map your full financial picture — purpose, timeline, property type, and exit strategy — then match lenders and structures that protect your outcome. Whether you need a private mortgage, vendor take-back, low-doc solution, or short-term bridge to refinance, I’ll design the loan terms, repayment plan and lender narrative that increase approval odds and minimise cost.
Private & bridge lending
Fast short-term finance to meet settlement deadlines, cover renovations or bridge to sale — arranged with transparent fees and clear exit plans.
Low-doc & stated income solutions
Lenders that accept alternative income proof for contractors, freelancers and seasonal earners; we prepare lender narratives that pass underwriting.
Second mortgages & mezzanine finance
Layered financing solutions to unlock equity, fund development draws or support portfolio acquisitions without disturbing primary loan covenants.
How Can Our Team Help You to Reach Your Goals
Learning About You
Schedule a 20–30 minute call. We’ll review your goals, income type (PAYG, contractor, self-employed), deposit and timeline so we can tailor lender matches.
Organized Meeting
We meet (phone/Zoom/in-person) to gather documents and agree the preferred strategy — fixed vs variable, term, repayment type, and any structuring for investors.
Plan Presentation
You’ll receive a clear recommendation showing lender options, projected payments, fees, and the path to approval — including alternatives if your file has complexities.
Implementation
I prepare and submit the application, negotiate terms and follow through with lender underwriting to settlement. You get regular updates and one point of contact the whole way.
